This policy is extended to cover medical expenses due to Covid-19 exclusively. Therefore, quarantine expenses will not be covered.

We will pay loss of non-refundable deposits if the trip is cancelled prior to the Contracted Departure date, due to a proven Covid-19 infection of the insured. Please refer Section O. - Trip Cancellation of the policy wording.

180 days

1. Immediately contact must be made with the assistance company.
2. All claims exceeding USD 250 must be notified to specialty assistance services, and you should obtain a reference number from the assistance company when you notify a claim. In case of hospitalization, please keep all your medical reports/ bills/ invoices/ receipts safely.
3. Fill in the claim form and send all documents to our Corporate Office to reimburse OPD expenses.
4. In case if you are hospitalized, follow the guidelines as informed by the assistance company.

Please refer Part VII: Claim Procedure of the policy

The cover will be provided subject to a waiting period of 14 days or negative test results of Polymerase Chain Reaction (PCR) Test performed by the Insured within 72 hours prior to travelling/departure. The Insured must perform the PCR Test from a Hospital approved by the Ministry of Health, Sri Lanka.

Coverage	06 months to 70 years & 364 days		from 71 to 80 years & 364 days		from 81 to 84 years & 364 days
	Gold	Platinum	Gold	Platinum	Gold	Platinum
Medical Expenses due to Covid-19 Infection (Deductible: $ 100)	$20,000	$40,000	$5,000	$10,000	$4,000	$5,000
Coma / Death due to Covid-19	$4,000	$6,000	$2,000	$3,000	$2,000	$3,000
Evacuation / Repatriation due to Covid-19	Included	Included	Included	Included	Included	Included
Travel Cancellation / Interruption due to an actual Covid-19 Infection	$500	$1,000	$500	$1,000	$500	$1,000

We will pay a Sum shown in the Policy Schedule or the Schedule of Benefits due to a Coma/ Death arising from Covid-19 infection to the insured during an Insured journey while this Policy is in effect.
Please refer Part II: Coverage, Section A. Accident Death and Dismemberment on our Travel Policy.

Covid-19 coverage is only provided on per trip basis and is not included for Annual Multi-Trip.

Cover provided as a sublimit under Main benefits.

Please refer Travel Policy.

Main Benefits	Cover	Sub-limit
A. Accident Death and Disablement Benefit	Coma/ Death due to Covid-19	40% of the respective limit under the Accident Death and Disablement Benefit (Gold or Platinum plans)
B. Accident & Sickness Medical Expense Benefit	Medical Expenses due to Covid-19	40% of the respective limit under the Accident & Sickness Medical Expense Benefit (Gold or Platinum plans)
L. Repatriation of Remains	Repatriation due to Covid-19	Included under the above benefits B.
O. Trip Cancellation	Travel Cancellation due to an actual Covid-19 Infection of the Insured	Gold Plan: $ 500 Platinum Plan: $1,000